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There are a lot of inquiries increased when it relates to bring in a whiplash accident insurance claim, and whiplash lawyers have listened to each of all of them. Typically it's the same questions folks talk to each time, and so in order to help any person that may be considering bring in a whiplash case, listed here are some of the most frequently asked questions, alongside responses which may help you create your thoughts up about whether to seek a case or otherwise.
Am I eligible to make a whiplash accident insurance claim?
If you have experienced a whiplash injury as a result of an incident which was actually not your fault, and also which took place previously 3 years, at that point of course, you are certainly entitled to create a claim. The only standards which is vital or relevant is actually that you have had whiplash, although it might have passed the moment you create a claim, the collision requires to have certainly not been your mistake, and also the case should possess occurred within the past 3 years. So long as you meet those criteria after that you are actually certainly qualified to create a case. Of course, being qualified to create a case doesn't whatsoever guarantee that your insurance claim are going to succeed, although in the extensive bulk of instances the outcome normally is actually a positive one for the complaintant.
Can I create a whiplash claim even though the various other chauffeur was actually without insurance?
This is a typical issue, as well as a question a terrific lots of folks ask. Typically folks don't bother to create a whiplash case since they actually recognize the driver was without insurance. Having said that, you can still make an insurance claim in these cases. Instead of professing versus the other driver you rather profess versus the MIB (Motor Insurers' Bureau). The MIB was developed in 1946 primarily to enable chauffeurs to create cases just in case where the other chauffeur performs certainly not possess insurance policy, or left the scene as well as can not be actually outlined. Approximately ₤ 30 of your annual insurance costs visits finance the MIB, and also this funds is particularly to assist you out in such scenarios.
The signs and symptoms of whiplash failed to look till the next time, can I still make a claim?
It is popular by both doctor as well as whiplash solicitors that frequently the signs and symptoms of whiplash might take many hrs to create on their own understood. Equally swellings can easily occasionally take an even though to chiropractor near me build, whiplash may possess a postponed effect. You may well step from your vehicle after a rear end shunt and feel perfectly all right, albeit shaken up. But it could well be that later that day, or even the following day, symptoms start to appear. In such cases you are still perfectly able to make a valid claim.
Will I need to attend court in order to make a whiplash personal injury claim?
Almost certainly not. Because going to court costs a great deal of money both parties usually settle well before this. In a very few rare cases it is sometimes necessary to go to court, although the claimant doesn't always need to attend. On average around 2% of cases go to court each year, but generally you will not need to attend court in order to make a whiplash personal injury claim.
The car accident was only very minor, will people think I'm just making the symptoms up to get compensation?
It doesn't take a lot to cause whiplash. In fact research has shown that whiplash can be caused as a result of a rear end shunt where the vehicle was travelling at just 6 miles per hour. Most whiplash injury claims arise from accidents in which the speed involved was only between about 6 miles per hour and 12 miles per hour - between a jogging and a cycling speed. Your vehicle may be virtually undamaged, yet the soft tissues in your neck are considerably more delicate, and prone to damage at even slow speeds. Even if no claim for vehicle damage is made, you can still claim for whiplash compensation.
If I make a whiplash compensation claim, will my insurance premium go up?
In most cases, no. When you make a claim for vehicle damage your insurer will be involved, attempting to claim from the other person's insurance. But when making a whiplash claim your whiplash solicitors leapfrog your insurance company and go straight to the other party's company instead. If you were partially responsible for the accident then your insurance premium may go up, but in almost every case the compensation you receive more than covers any rise in premiums.